Rewards Calculator: Compare Your Earnings (New vs. Old Reward Levels)

Value Comparison

Our Rewards Calculator helps you compare potential earnings between the new and old models. It shows how growing your original stack and focusing solely on stacking monthly rewards can offer more value compared to relying on extra perks from the old model.

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How it Works

Please keep the following in mind when using the calculator:

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Main Total

The yearly total payout in both tables sums all monthly PLU components, including toggled options. Note that the 'Total' figure excludes the CRY multiplier, applied only after annual stacking milestones. However, the Year 1-5 totals do include the multiplier, showing how your stack can grow over time without extra card spending.

Note: The old Reward Level model does not include a rewards cap and therefore offers no benefits unless combined with other features.

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‍Yearly Payouts (CRY Multipliers)

The CRY earned in Year 1 on your total stack is multiplied annually in a linear sequence, starting at 1x in Year 1 and reaching 5x by Year 5. This demonstrates how your original stack, combined with Year 1 rewards, can grow exponentially in the new system without extra card spending, offering greater long-term value compared to the old system's limited short-term benefits.

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Give it a try!

Ready to see how much you can earn? Use the Rewards Calculator below and explore your potential rewards!

Try Rewards Calculator >

Disclaimer: Please note that these figures are estimates. Actual rewards may vary based on your usage and the timing of your earnings once all features are live. This tool is meant to provide a simplified overview, and real-life results may differ.