Fees & Limits

A detailed breakdown of all fees according to subscription plan

1. General Fees
Starter
Everyday
Premium
1.1 Fiat Deposit
Starter
Everyday
Premium
Free
Free
Free
1.2 Fiat Withdrawal (Per withdrawal)
Starter
Everyday
Premium
Free
Free
Free
1.3 Trading Fee
Starter
Everyday
Premium
1%
0%
0%
1.4 Virtual Card Order Fee
Starter
Everyday
Premium
Free
Free
Free
1.5 PLU Rewards Payout (GAS + Service Fees)
Starter
Everyday
Premium
Dynamic
Dynamic
Dynamic
1.6 Physical Card Order Fee
Starter
Everyday
Premium
€9.99 / £9.99
€9.99 / £9.99
€9.99 / £9.99
2. POS Visa Transaction
Starter
Everyday
Premium
2.1 Point of Sale transaction (Domestic)*
Starter
Everyday
Premium
Free
Free
Free
2.2 Point of Sale transaction (Non Domestic)*
Starter
Everyday
Premium
2.5%
2.5%
2.5%
2.3 Point of Sale Decline
Starter
Everyday
Premium
Free
Free
Free
3. ATM withdrawal
Starter
Everyday
Premium
3.1 ATM withdrawal
Starter
Everyday
Premium
2.5%
2.5%
2.5%
3.2 ATM Decline
Starter
Everyday
Premium
Free
Free
Free
3.3 ATM Balance Enquiry
Starter
Everyday
Premium
Free
Free
Free
3.4 PIN management – change PIN at Visa ATM
Starter
Everyday
Premium
Free
Free
Free
4. Card Limits
Starter
Everyday
Premium
4.1 Single Card Transaction Limit
Starter
Everyday
Premium
£500,000 /€500,000
£500,000 /€500,000
£500,000 /€500,000
4.2 Daily Card Spending Limit
Starter
Everyday
Premium
£500,000 /€500,000
£500,000 /€500,000
£500,000 /€500,000
4.3 Rolling 30 Day Max Card Spend Limit
Starter
Everyday
Premium
£1,000,000 /€1,000,000
£1,000,000 /€1,000,000
£1,000,000 /€1,000,000
4.4 Max Card Limit
Starter
Everyday
Premium
£12,000,000 /€12,000,000
£12,000,000 /€12,000,000
£12,000,000 /€12,000,000
4.5 Card Spend Eligible for Rewards (monthly)
Starter
Everyday
Premium
£250 / €250
£500 / €500
£1,000 / €1,000

*A domestic transaction pertains to a payment or financial activity carried out using the same currency as that of the card or account used for the transaction. Example:

When using a EURO-denominated card to make a payment in EURO, the transaction will be free of any additional charges (considered as a domestic transaction).
However, if you use a EURO-denominated card to make a payment in a currency other than EURO, a 2.5% fee will be imposed (classified as a non-domestic transaction).

**PLU payout fees are dynamically linked to the Ethereum network's GAS fees and token usage within the ecosystem. These fees are subject to periodic adjustments. The latest fee is always displayed in the app before initiating a PLU payout.

Money
magic.
Right this way.

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Get the Plutus app

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Get the Plutus app

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