FAQ | Compound Rewards Yield (CRY) Tracker
What is the CRY Tracker?
The CRY Tracker gives you a real-time (updated daily) view of your earned CRY and multipliers. It helps you visualize exactly how much PLU you’ve accumulated through CRY over time, making it easier to track your progress and rewards.
How do I start earning CRY?
You’ll begin earning CRY rewards immediately after unlocking a Reward Level. Your earned CRY is updated daily and reflected in your ‘pending’ PLU balance, which you can easily track using the CRY Tracker.
Good news: We’re backdating all CRY earnings from 1st August 2024! If you’re already on one of our Reward Levels, you’ve been accruing PLU since that date. Simply log in to see how much PLU you’ve earned so far.
Is the CRY Tracker available on web or mobile?
Currently, the CRY Tracker is available only on our web app. You can log in here to check your progress.
When do my CRY earnings become available for PLU payouts?
Your CRY earnings move from ‘pending’ to ‘available’ after 12 months of continuous stacking. Once they’re in the ‘available’ status, you can use your PLU for various actions—whether transferring to a personal non-custodial wallet, redeeming in-app benefits, or converting it to card balance.
When will I receive the multiplier bonus?
Your multiplier bonus is applied on the same day your CRY earnings become available. However, the bonus is added to your ‘pending’ balance and will become available 6 months later.
When does my multiplier bonus become available for PLU payouts?
The multiplier bonus becomes available 6 months after your CRY earnings are moved to ‘available.’ This means you will receive rewards at shorter intervals—every 6 months instead of every 12—offering a smoother and more frequent reward experience, which is healthier for both the user and the ecosystem.
Can you share an example?
Why is the Multiplier bonus payout available 6 months after CRY payout?
The multiplier payout starts 6 months after CRY to encourage long-term engagement and stacking. This staggered approach encourages continual stacking of PLU, supporting the sustainability of the reward programme. It helps maintain balance in the ecosystem and rewards users who are committed to long-term stacking.
What are the rules for losing my ‘pending’ CRY?
Your CRY rewards will accumulate daily in your ‘pending’ balance. To ensure you don’t lose these ‘pending’ CRY earnings, you must continuously stack all rewards. Failing to do so would result in the forfeiture of your pending CRY. Once PLU has moved from ‘pending’ to ‘available’, it is no longer subject to being lost. You are free to use it as you wish without the risk of forfeiture.
Does de-stacking only apply to earned PLU?
No, de-stacking applies to all PLU, whether earned or other. Any form of de-stacking will result in losing your ‘pending’ CRY. To keep and enjoy your CRY earnings, make sure to continue stacking all your PLU, regardless of how you acquired it!
Are there any actions that won’t result in forfeiting my ‘pending’ CRY rewards?
Yes, actions that positively contribute to the PLU ecosystem won’t result in forfeiting your pending CRY. Here are some examples of these positive actions:
- Swapping PLU for fiat (or vice versa) using PlutusSwaps
- Redeeming PLU for Stackable Perk Credits
- Redeeming PLU for other in-app benefits or rewards
These actions support the ecosystem and will not be penalised.
Does the price of PLU affect my CRY earnings?
No, the market price of PLU does not affect your CRY earnings. CRY payouts are based on the total amount of PLU you’ve stacked, not the current market value. This means the number of PLU you earn remains consistent, regardless of market fluctuations.
